Health coverage for real life
Health insurance touches everything from routine checkups to life-changing medical events. Understanding how plans actually work matters more than finding the lowest premium.
Choose your health coverage path
Omega offers two different health insurance solutions. Shop ACA Marketplace plans in English or Spanish through HealthSherpa, or explore short-term health insurance through Pivot Health for eligible temporary coverage needs. Not sure which fits? Request personal help and an insurance professional will help you decide.
ACA Marketplace Health Insurance
Explore Affordable Care Act Marketplace health plans and check available coverage and potential savings through HealthSherpa. Shop ACA Marketplace plans through Omega’s HealthSherpa enrollment link. Need Spanish? After opening HealthSherpa, use its language selector to switch the enrollment experience to Spanish. Marketplace enrollment availability and eligibility may depend on Open Enrollment, Special Enrollment eligibility, location, household information, and other applicable requirements. Omega Multi Services does not guarantee subsidies, premium tax credits, specific savings, eligibility, enrollment, approval, or plan availability. HealthSherpa is a Marketplace enrollment platform, not a government entity. Omega Multi Services is not HealthCare.gov.
Short-Term Health Insurance from Pivot Health
Need temporary health coverage while between jobs, waiting for employer benefits, working independently, or looking for coverage outside an enrollment period? Pivot Health lets eligible individuals and families review available short-term health insurance options, compare plans, and apply online. Pivot Health short-term medical plans are limited-duration insurance and are not required to comply with all Affordable Care Act requirements. Plans may exclude pre-existing conditions or certain health benefits. Availability, eligibility, benefits, exclusions, policy duration, pricing, and effective dates vary by applicant and state. Review the plan documents carefully before enrolling. Coverage is issued and administered by the applicable carrier, not Omega Multi Services.
Individual & family coverage
Plans built for people who don’t get coverage through an employer — for yourself or your whole household.
ACA Marketplace
Marketplace plans follow Affordable Care Act rules, including coverage for pre-existing conditions and essential health benefits.
Premiums vs. deductibles
A lower monthly premium usually means paying more when you actually need care. The right balance depends on how your household uses healthcare.
Out-of-pocket maximums
This is the most you’d pay for covered care in a year — one of the most important numbers to compare between plans.